78 Whitehall Road, Albany, NY, 12209
About This Home
OPEN HOUSE Sunday 11 to 1:00 PRICE REDUCED TO $230,000! Don't miss this exceptional opportunity at 78 Whitehall Road in Albany! This versatile 3+ bedroom, 2-bath home offers flexibility, updates, and a convenient location--making it an excellent choice for an owner-occupant, multi-generational household, or buyer looking for additional living space. A standout feature is the private in-law suite, offering a flexible space for extended family, guests, a home office, or additional living accommodations. The home offers comfortable living areas, spacious bedrooms, plenty of storage, and thoughtful updates throughout. Outside, you'll appreciate the 2-car garage and generous off-street parking, providing plenty of room for vehicles, guests, or additional storage. The property sits on approximately 0.17 acres in a convenient Albany location. Enjoy easy access to Albany Medical Center, St. Peter's Hospital, Albany Law School, Albany College of Pharmacy, SUNY Albany, shopping, restaurants, major highways, and downtown Albany. Whether you're looking for a home close to work and school or an investment with flexible living possibilities, this property offers tremendous value at its new price. Now offered at just $230,000! A significant price improvement makes this an opportunity you won't want to overlook. Schedule your showing today and see the possibilities at 78 Whitehall Road!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Oven,Range,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Basement
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Apartment,Finished,Full
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Speed Internet,Built-in Features,Ceramic Tile Bath
- Door features: French Doors
- Window features: Double Pane Windows
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 1,160
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Utility Room
- Level: Basement
Property
Details
- Parcel number: 010100 75.68239
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Other,Front Porch,Patio,Porch
- Exterior features: Other
- Fencing: Cross Fenced
- Has view: Yes
- View description: Other
- Waterfront features: Other
Lot
- Lot size: 7,405 sqft
- Features: Other
Parking
- Total spaces: 8
- Parking features: Storage,Paved,Circular Driveway,Driveway
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $251 | $3,012 |
| Electricity | $246 | $2,954 |
| Total | $1,820 | $21,840 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $230,000 |
| 2026-07-20 | Listed for sale | $240,000 |
| 2025-09-14 | Listing removed | $235,000 |
| 2025-08-06 | Listed for sale | $235,000 |
| 2021-03-30 | Sold | $170,000 |
| 2003-01-25 | Sold | $74,900 |
| 2002-04-26 | Sold | $30,000 |
| 1999-04-27 | Sold | $71,000 |
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