See other homes in:
Primary listing photo

56 Southern Blvd, Albany, NY, 12209

3beds
1baths
1,120sqft
$189,999
$170price/sqft
$1,598/moest. monthly cost
$63,920/yrincome needed

About This Home

Welcome to 56 Southern Blvd! This charming 3-bedroom, 1-bath home offers classic character and comfortable living throughout. Featuring a bright, inviting interior, an enclosed front porch, and a new hot water heater, this move-in ready home is ready for its next owner. Conveniently located near schools, parks, shopping, restaurants, and major highways, it provides easy access to everything Albany has to offer. Whether you're a first-time homebuyer or looking to add to your investment portfolio, this is an opportunity you won't want to miss!

Getting Around

69
WalkingSomewhat Walkable
39
TransitSome Transit
52
BikeBikeable

Schools

2/10
Delaware Community SchoolGrades PK-50.4 mi
4/10
Albany High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Hardwood
  • Attic: Crawl

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 0101007576227
  • Special condition: None

Lot

  • Lot size: 2,500 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$87$1,044
Property Taxes $305$3,660
Electricity $246$2,954
Total$1,598$19,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,788/yr
40% on housing$47,940/yr
45% on housing$42,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 12209$170
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12209$185
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$189,999
2002-03-15Sold$68,425

For Sale by Agent

AgentPatrick Zagarino
Brokerage360 Realty Group

Similar Homes