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140 Chestnut Street, Albany, NY, 12210

5beds
3baths
3,154sqft
$594,000
$188price/sqft
$4,839/moest. monthly cost
$193,560/yrincome needed

About This Home

Unique Tudor style townhouse in Albany's historic Center Square neighborhood! First floor features gracious entry, formal living and dining rooms with original built-ins, updated kitchen with solid surface countertops, and glass garden room that can be used in a variety of ways. 2nd and 3rd floors have 5 spacious bedrooms and 2 full baths. Walk-up attic is great for storage. Mini-splits (A/C & heat) on each floor Multi-tiered deck overlooks perennial garden. Taxes do not reflect a STAR exemption.

Getting Around

94
WalkingWalker's Paradise
66
TransitGood Transit
56
BikeBikeable

Schools

4/10
Albany High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1913

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Solid Surface Counters,Built-in Features
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,154

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 3,154
  • Total interior livable area: 3,154 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 010100 76.24225
  • Special condition: Standard

Features

  • Exterior features: Garden

Lot

  • Lot size: 1,742 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,003$36,036
Home Insurance *$474$5,688
Property Taxes $841$10,092
Electricity $521$6,254
Total$4,839$58,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,908/yr
40% on housing$145,170/yr
45% on housing$129,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 12210$166
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12210$169
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$599,000
2021-07-29Sold$500,000
2021-05-17Pending sale$474,900
2021-05-13Listed for sale$474,900
2017-05-15Sold$375,000
2017-05-05Pending sale$384,000
2017-02-16Price change$384,000
2016-06-08Price change$387,500
2016-03-24Listed for sale$395,000
2011-11-02Sold$350,900
2011-09-02Price change$355,900
2011-05-12Listed for sale$359,900
2000-11-14Sold$240,000

For Sale by Agent

AgentEileen L Faist
BrokerageOld Albany Real Estate LLC

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