165 Lancaster Street, Albany, NY, 12210
About This Home
Spacious Victorian townhome in Albany's Center Square neighborhood is ''turn key''. Tasteful updates and modern amenities blend nicely with the numerous historic architectural details that remain. The large living room, with period crown moldings, beautiful mantle mirror and marble fireplace, opens into a dining area and updated eat-in kitchen. A perfect floor plan for entertaining!! Large 2nd floor bedroom has charming bay window, gas stove and spacious closet. Washer/dryer conveniently located on second floor. Antique lighting fixtures throughout first and second floor!! Newly renovated basement level is currently being used by owners as additional living space but may be easily converted to an income apartment if desired. Beautifully landscaped back yard. New heat/hot water system (Gas Fired - 2 Zone Laars Mascot 95% Combination Boiler/Hot Water Heater). Neighborhood residential parking permit is $20/year. Property tax includes garbage pickup fee for 2 units ($360/year). School tax does not reflect STAR exemption. Below Grade Finished Area (Garden Level) has been added to Above Grade Finished Area For Total Finished Area of 2,712 sq.ft.
Getting Around
Walker's Paradise
Good Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1876
Materials
- Roof: Rubber
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Apartment,Full,Heated
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Ceramic Tile Bath,Eat-in Kitchen
- Flooring: Wood,Laminate
- Number of fireplaces: 1
- Fireplace features: Bedroom
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,712
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric,Hot Water,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,712
- Total interior livable area: 2,712 sqft
Kitchen
- Level: First
Kitchen
- Level: Basement
Living Room
- Level: First
Living Room
- Level: Basement
Office
- Level: Second
Property
Details
- Parcel number: 010100 76.24244
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Garden
- Fencing: Back Yard
Lot
- Lot size: 1,742 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,806 | $33,672 |
| Home Insurance * | $443 | $5,316 |
| Property Taxes | $786 | $9,432 |
| Electricity | $448 | $5,378 |
| Total | $4,483 | $53,796 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-05 | Listed for sale | $575,000 |
| 2023-11-14 | Sold | $499,000 |
| 2023-10-12 | Pending sale | $499,000 |
| 2023-09-01 | Price change | $499,000 |
| 2023-08-21 | Listed for sale | $519,900 |
| 2023-08-08 | Pending sale | $519,900 |
| 2023-08-03 | Listed for sale | $519,900 |
| 2007-02-09 | Sold | $360,000 |
| 2006-06-30 | Sold | $360,000 |
| 2000-12-27 | Sold | $120,000 |
| 1998-10-02 | Sold | $120,000 |
| 1995-11-13 | Sold | $128,500 |
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