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270 Hudson Avenue #104, Albany, NY, 12210

1beds
1baths
1,040sqft
$199,900
$192price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Convenient location near State Capital. 1st floor condo with easy access from private parking lot with no stairs into building. Move in condition. Appliances not included. Includes one parking space in private lot. Condo is approximately 1040 sq ft! *Age of building remark is approx. date of when condos were done. Age of building much older.

Getting Around

94
WalkingWalker's Paradise
64
TransitGood Transit
55
BikeBikeable

Schools

4/10
Albany High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Other,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 76.32211104
  • Zoning description: None
  • Special condition: Standard

Features

  • Exterior features: Other

Parking

  • Total spaces: 1
  • Parking features: Other,Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$159$1,908
Property Taxes $283$3,396
Electricity $246$2,954
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 12210$167
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12210$169
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$199,900

For Sale by Agent

AgentArnold J Greenberg
BrokerageStarr Real Estate

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