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236 Elm Street, Albany, NY, 12202

2beds
2baths
1,974sqft
$290,000
$147price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

Welcome to the heart of Center Square, where historic charm meets modern comfort! This beautifully updated home offers the perfect blend of original character and thoughtful upgrades, featuring hardwood floors throughout, abundant natural light & exceptional living spaces designed for today's lifestyle. The renovated gourmet kitchen is a standout; showcasing high-end cherry cabinetry, solid surface countertops, subway tile backsplash, stainless steel appliances, built-in features, a second prep sink & an oversized breakfast bar perfect for gathering with family and friends. Just beyond, a spectacular 160sqft four-season sunroom serves as an extension of the living space, surrounded by windows and skylights that flood the home with natural light year-round. The first floor also offers recessed lighting throughout, fresh paint on walls, trim & doors, convenient first-floor laundry & a beautifully renovated half bath. Upstairs, you'll find two generously sized bedrooms w/ hardwood flooring & recessed lighting. The first bedroom features a large walk-in closet, while an oversized hall walk-in closet provides exceptional storage & could easily serve as a compact home office, reading nook, or flex space. The fully renovated full bathroom is a showstopper; featuring dual vanities, freestanding soaking tub, walk-in shower, skylight & cedar closet, bringing a luxurious, spa-like feel rarely found in Center Square homes. Outside, enjoy a fully fenced backyard w/ maintenance-free composite decking & six-foot vinyl privacy fencing, creating the perfect setting for entertaining, gardening, or relaxing outdoors. Additional highlights include brand-new HVAC & A/C, updated lighting throughout & a location that places you just steps from Center Square's renowned restaurants, cafés, Washington Park, Lark Street, and everything downtown Albany has to offer. A rare opportunity to own a move-in ready Center Square home w/ modern amenities, exceptional outdoor space & updates!

Getting Around

91
WalkingWalker's Paradise
61
TransitGood Transit
41
BikeSomewhat Bikeable

Schools

4/10
Albany High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1894

Materials

  • Roof: Flat,Rubber
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Electric Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Solid Surface Counters,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Eat-in Kitchen
  • Window features: Blinds
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,974

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 010100 76.4012
  • Special condition: Standard

Features

  • Patio & porch: Composite Deck
  • Exterior features: None
  • Fencing: Vinyl,Back Yard,Privacy
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$204$2,448
Property Taxes $410$4,920
Electricity $326$3,914
Total$2,406$28,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 12202$132
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12202$127
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$290,000
2026-07-21Price change$290,000
2026-06-23Listed for sale$299,000
2001-11-20Sold$57,600
AgentVictoria McLaughlin
BrokerageHoward Hanna

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