3 Osborne Street, Albany, NY, 12202
About This Home
Timeless Charm meets modern potential in this south end home. This is an opportunity to restore a grand 4 bedroom historic home to its former glory blending 19th century design with the investment potential of a rapidly growing neighborhood. Home features interior canvases of the past, is generously proportionate, has high ceilings, original moldings and hidden gems sold as-is.Located on a community focused block in an are that is seeing significant community investment and new developments. Just minutes away from public transit, local parks, schools and vibrant new neighborhood amenities. This property is eligible for historic preservation grants and NYS Tax credits. Historical footprints at this price point are becoming a rarity in Downtown Albany don't let this chance to build equity in a piece of local history pass you by.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1873
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Oven,Refrigerator,Washer
- Laundry features: Laundry Room,Upper Level
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Crown Molding
- Flooring: Ceramic Tile
- Finished area below ground: 924
- Finished area above ground: 1,848
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: Second
Other
- Level: First
Other
- Level: Second
Other
- Level: Second
Property
Details
- Parcel number: 010100 76.56271
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Back Yard,Fenced
Lot
- Lot size: 1,306 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $329 | $3,948 |
| Electricity | $305 | $3,664 |
| Total | $1,641 | $19,692 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $175,000 |
| 2026-02-05 | Listing removed | $175,000 |
| 2025-10-24 | Price change | $175,000 |
| 2025-04-28 | Listed for sale | $250,000 |
| 2006-04-28 | Sold | $71,325 |
| 2002-11-04 | Sold | $65,000 |
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