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173 2nd Avenue, Albany, NY, 12202

4beds
2baths
1,720sqft
$169,999
$99price/sqft
$1,502/moest. monthly cost
$60,080/yrincome needed

About This Home

Great Investment Opportunity!!!! Property Sold AS-IS!! Cash offers only. There is no gas or water in the house, and a couple of pipes burst because of the cold winter.

Getting Around

58
WalkingSomewhat Walkable
48
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

2/10
Delaware Community SchoolGrades PK-50.5 mi
4/10
Albany High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,720

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Property

Details

  • Parcel number: 010100 76.63249 01
  • Zoning description: Single Residence
  • Special condition: Estate

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 3,920 sqft
  • Features: Road Frontage

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$119$1,428
Property Taxes $240$2,880
Electricity $284$3,410
Total$1,502$18,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,497/yr
40% on housing$45,060/yr
45% on housing$40,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 12202$133
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12202$127
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$169,999
2023-09-01Listing removed--
2023-07-10Pending sale$170,000
2023-05-01Listed for sale$170,000
2023-04-04Pending sale$170,000
2023-03-20Listed for sale$170,000
2005-01-07Sold$37,000

For Sale by Agent

AgentAnna Nahlupin
BrokerageGucciardo Real Estate Group LLC

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