18 Church St, Cohoes, NY, 12047
About This Home
Excellent opportunity to own a well-maintained 3-unit investment property in the heart of Cohoes! Whether you're looking to owner occupy and offset your mortgage with rental income or add a solid property to your investment portfolio, this versatile multi-family checks all the boxes. One spacious unit features 1.5 bathrooms, offering added convenience and appeal. The property boasts separate utilities for each unit, making management simple and efficient. With long-term tenants already in place, you'll enjoy immediate, reliable rental income. Outside, a large backyard provides plenty of space for recreation, gardening, or tenant enjoyment. Situated on a quiet residential street with ample parking, this property offers a peaceful setting while remaining close to shopping, dining, schools, and major commuter routes. A fantastic opportunity for both investors and owner-occupants alike!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Heating features: Radiant
Interior Area
- Total structure area: 3,588
- Total interior livable area: 3,588 sqft
Property
Details
- Parcel number: 010300107315
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $460 | $5,520 |
| Electricity | $592 | $7,115 |
| Total | $2,815 | $33,780 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $325,000 |
| 2011-03-01 | Sold | $44,000 |
| 2010-10-29 | Listed for sale | $60,000 |
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