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13 Sargent Street, Cohoes, NY, 12047

4beds
2baths
2,376sqft
$244,000
$103price/sqft
$2,060/moest. monthly cost
$82,400/yrincome needed

About This Home

Fantastic opportunity to own a completely turn key investment property located on a quiet street close to 787. Completely updated inside and out with good tenants that are up to date. Property comes with a vacant building lot for another home or additional parking.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

4/10
Abram Lansing SchoolGrades PK-50.5 mi
3/10
Cohoes Middle SchoolGrades 6-80.4 mi
4/10
Cohoes High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,376

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 010300 10.15420
  • Attached to another structure: Yes
  • Special condition: Other

Features

  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 2,613 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$90$1,080
Property Taxes $345$4,140
Electricity $392$4,711
Total$2,060$24,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,628/yr
40% on housing$61,800/yr
45% on housing$54,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 12047$167
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12047$212
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$239,000
2026-07-06Price change$244,000
2026-05-13Listed for sale$249,000
2019-01-18Listing removed$76,305
2018-12-19Listed for sale--
2014-08-08Listing removed$59,000
2014-06-30Price change$59,000
2014-06-11Listed for sale$77,000
2008-04-17Sold$95,000

For Sale by Agent

AgentSara Savoca
BrokerageJandali Realty

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