21 Morris Street, Cohoes, NY, 12047
About This Home
Welcome to 21 Morris Street--where charm, comfort, and convenience come together in the heart of Cohoes! This two family home offers the perfect blend of classic character and modern-day livability, making it an ideal fit for first-time buyers, those looking to invest, and those looking to settle into a vibrant community. Step inside to find a warm and inviting layout filled with natural light, spacious living areas, and thoughtful details throughout. This home offers the flexibility and comfort you've been looking for. The yard is perfect for entertaining, gardening, or simply relaxing outdoors. Conveniently located near local shops, restaurants, parks, and major highways, you'll love the easy access to everything the Capital Region has to offer. Don't miss your chance to own a move-in ready home in a growing and desirable area--schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Bilco Doors,Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,144
Heating & Cooling
- Heating features: Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,144
- Total interior livable area: 2,144 sqft
Property
Details
- Parcel number: 010300 10.42110
- Attached to another structure: Yes
- Special condition: In Foreclosure
Features
- Exterior features: None
- Fencing: Back Yard
Lot
- Lot size: 3,484 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,145 | $13,740 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $320 | $3,840 |
| Electricity | $354 | $4,251 |
| Total | $1,903 | $22,836 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1999-07-27 | Sold | $76,000 |
View on Zillow