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20B Fern Ave, Nashville, TN, 37207

5beds
5baths
2,735sqft
$1,175,000
$430price/sqft
$7,246/moest. monthly cost
$289,840/yrincome needed

About This Home

Don't miss this absolutely stunning 5 bedroom, 3 full and 2 half bath home with some of Nashville's most incredible downtown views! This property is only 9 minutes from Broadway and features professional interior design, glistening hardwoods throughout, a fireplace in the living room, an oversized kitchen island like you've never seen before, two rear porches for outdoor entertaining, a 6-foot privacy fence for your pups, built-in closets and shelving throughout, upgraded tile and countertops, a rare one-car garage, additional off-street parking, and wonderful natural lighting. Additionally, this home is located within walking distance to the new pedestrian bridge connecting the East Bank to Germantown inside the Oracle development and just a few more minutes away from the new Titan's Stadium - grab this home now before the area explodes with growth! This home can be sold fully furnished, sold as a set of two connected units, or as a cluster of all four side-by-side units creating a truly unique STR opportunity in Nashville! STR management is actively in place so expect to walk into this one with a fully booked guest calendar!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Shwab Elementary SchoolGrades PK-50.4 mi
4/10
3/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Horizontal Property Regime - Attached,Residential

Interior

Appliances

  • Appliances included: Oven,Gas Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Features: Bath
  • Level: Bath
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Features: Bath
  • Level: Bath
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 150
  • Dimensions: 15x10

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Pantry,Redecorated,Walk-In Closet(s),High Speed Internet,Kitchen Island
  • Flooring: Concrete,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 535
  • Finished area above ground: 2,200
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,735
  • Total interior livable area: 2,735 sqft

Kitchen

  • Area: 150
  • Dimensions: 15x10

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 150
  • Dimensions: 15x10

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 071140Q00200CO
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Porch,Covered,Deck
  • Exterior features: Balcony
  • Fencing: Privacy
  • Has view: Yes
  • View description: City
  • Topography of land: Views

Lot

  • Lot size: 3,484 sqft
  • Features: Views
  • Lot size dimensions: 25 x 128

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front,Concrete,Driveway,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance $525$6,300
Property Taxes $558$6,696
Electricity $222$2,666
Total$7,246$86,952

Income You'd Need if You Spent...

35% on housing$248,434/yr
40% on housing$217,380/yr
45% on housing$193,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 37207$236
Davidson County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 37207$240
Davidson County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$1,175,000
2025-08-13Listing removed$1,250,000
2025-05-12Listed for sale$1,250,000
2021-10-21Sold$908,000
2020-01-15Sold$670,000

For Sale by Agent

AgentDarbi Bolton
BrokerageBerkshire Hathaway HomeServices Woodmont Realty

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