28 Lancaster Street, Cohoes, NY, 12047
About This Home
This well-maintained home is situated on a fenced corner lot in a convenient location close to shopping, dining, and everyday amenities. Enjoy being just a short walk to Main Street and the Cohoes Music Hall, offering both charm and accessibility. Inside, the home offers comfortable one-floor living with two bedrooms, a spacious kitchen with plenty of room and a bright living room for gatherings. The versatile bonus room at the rear of the home provides additional flexibility and can be used as a home office, den, extra storage, game room, etc. This added space allows you to easily adapt the home to fit your needs. A great opportunity for those looking for an affordable alternative to renting, or for anyone seeking easy, low-maintenance living in a convenient location.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Bilco Doors,Full,Unfinished
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 780
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 780
- Total interior livable area: 780 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 010300 10.67165
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Fenced
Lot
- Lot size: 2,613 sqft
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $233 | $2,796 |
| Electricity | $246 | $2,954 |
| Total | $1,374 | $16,488 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $169,000 |
| 2026-03-28 | Price change | $175,000 |
| 2026-03-18 | Listed for sale | $165,000 |
| 2022-11-28 | Listing removed | -- |
| 2022-11-08 | Listed for rent | $1,000 |
| 2021-01-12 | Listing removed | -- |
| 2021-01-02 | Price change | $995 |
| 2020-12-09 | Price change | $1,095 |
| 2020-11-24 | Price change | $1,150 |
| 2020-10-19 | Price change | $1,195 |
| 2020-09-28 | Price change | $1,250 |
| 2020-09-11 | Listed for rent | $1,295 |
| 2020-08-21 | Sold | $70,000 |
| 2020-07-17 | Pending sale | $79,900 |
| 2020-07-10 | Price change | $79,900 |
| 2020-06-03 | Listed for sale | $85,000 |
| 2019-04-11 | Sold | $62,500 |
| 2019-03-11 | Pending sale | $68,000 |
| 2019-02-16 | Price change | $68,000 |
| 2018-12-16 | Price change | $69,900 |
| 2018-08-03 | Price change | $72,900 |
| 2018-03-06 | Listed for sale | $74,900 |
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