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555 3RD STREET N #13, Saint Petersburg, FL, 33701

1beds
1baths
542sqft
$325,000
$600price/sqft
$2,359/moest. monthly cost
$94,360/yrincome needed

About This Home

Embrace the Ultimate Downtown St. Pete Lifestyle! Located just four blocks from iconic Beach Drive—one of St. Petersburg’s premier scenic waterfront destinations—this charming 1-bedroom, 1-bath residence places you in the heart of it all. Enjoy effortless urban living with downtown’s vibrant restaurants, boutique shops, world-class museums, bustling businesses, and waterfront parks all within a convenient one-mile radius. The property offers excellent proximity to major area hospitals and is just a 25-minute drive to both St. Pete-Clearwater and Tampa International airports. Despite its efficient 542-square-foot footprint, this condo "lives large" thanks to a thoughtful layout and premium upgrades: timeless white shaker cabinetry and sleek GE stainless steel appliances. Inviting living spaces features a dedicated dining area, a comfortable living room, and a spacious bedroom with ensuite bath (tub with shower) and a walk in closet. Big-ticket items are already taken care of with HVAC and water heater replacements completed in 2021. Step outside to a lush, tropical courtyard setting that serves as your peaceful retreat from the downtown bustle. For ultimate convenience, the community laundry is located directly below the unit, and an assigned parking space (#32) is included. This is a pet friendly community with 2 pets allowed (some breed restrictions). Whether you are looking for a personal urban oasis or a savvy investment, this property delivers. With a tenant in place until November 30, you can enjoy immediate rental income from day one. Walkable, beautifully updated, affordable, and close to the water—this is downtown St. Pete living at its absolute finest.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
91
BikeBiker's Paradise

Schools

7/10
5/10
6/10

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Cement Siding,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dinette

  • Level: First
  • Area: 42
  • Dimensions: 6x7

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Solid Surface Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 542
  • Total interior livable area: 542 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 84
  • Dimensions: 6x14

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 160
  • Dimensions: 16x10

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 160
  • Dimensions: 16x10

Property

Details

  • Parcel number: 183117818845551030
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk
  • Fencing: Other
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.48 Acres
  • Features: City Lot,Level,Near Public Transit,Sidewalk

Parking

  • Parking features: Alley Access,Assigned,Ground Level,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$83$996
Property Taxes $436$5,232
Electricity $197$2,366
Total$2,359$28,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,880/yr
40% on housing$70,770/yr
45% on housing$62,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 33701$458
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33701$448
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$325,000
2025-09-05Listing removed$1,900
2025-08-04Price change$1,900
2025-07-30Price change$1,950
2025-07-28Price change$2,050
2025-07-23Listed for rent$2,200
2025-07-21Listing removed$2,275
2025-07-16Price change$2,275
2025-07-12Price change$2,300
2025-07-09Listed for rent$2,350
2024-07-29Listing removed$197,000
2023-03-27Sold$350,000
2023-02-23Pending sale$369,900
2023-02-10Price change$369,900
2023-01-19Listed for sale$375,000
2021-07-28Sold$193,000
2021-07-07Pending sale$197,000
2021-07-01Listed for sale$197,000
2019-06-08Listing removed$1,150
2019-05-28Listed for rent$1,150
2019-05-06Sold$160,000
2012-04-06Sold$61,972

For Sale by Agent

AgentSheila Geer
BrokerageCOMPASS FLORIDA LLC

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