2326 Broadway, Watervliet, NY, 12189
About This Home
It looks like some rehab work has been done with taped sheet rock and some newer replacement windows. It needs a bit more TLC. It's a solid brick structure.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Other
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: Second
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,408
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 011800 32.51333
- Special condition: HUD Owned
Features
- Exterior features: None
- Fencing: Other,None
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $900 | $10,800 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $252 | $3,024 |
| Electricity | $246 | $2,954 |
| Total | $1,459 | $17,508 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $178,000 |
| 2026-07-30 | Listed for sale | $193,000 |
View on Zillow