306 16th Street, Watervliet, NY, 12189
About This Home
With its distinctive five-sided footprint, 306 16th Street is a charming 2 bedroom 1 bathroom ranch that's been carefully maintained and tastefully updated. Single-floor living adds everyday convenience, and the kitchen, featuring custom work by Weathered Wood of Troy, sits at the heart of the open-concept living space. Recent improvements include a metal roof, two 2024 mini-split heating and air conditioning units, and a 2025 washer and dryer. The fenced front and back yards, front porch, rear deck, and storage shed provide plenty of outdoor space to enjoy. You'll find the home convenient to I-787, downtown Troy, downtown Watervliet, shopping, restaurants, and the Troy Waterfront Farmers Market.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1962
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Brick,Drywall,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Vaulted Ceiling(s),Wall Paneling
- Door features: French Doors
- Window features: ENERGY STAR Qualified Windows
- Flooring: Tile,Laminate
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 770
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 770
- Total interior livable area: 770 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 011800 32.6733
- Zoning description: Single Residence
- Special condition: Other
Features
- Patio & porch: Rear Porch,Front Porch
- Exterior features: None
- Fencing: Wood,Wrought Iron,Back Yard,Chain Link,Front Yard
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 6,098 sqft
- Features: Level,Cleared
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $281 | $3,372 |
| Electricity | $246 | $2,954 |
| Total | $1,601 | $19,212 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $199,000 |
| 2026-07-23 | Listed for sale | $199,000 |
| 2007-12-28 | Sold | $83,000 |
| 1996-06-07 | Sold | $77,000 |
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