418 14th Street, Watervliet, NY, 12189
About This Home
This Watervliet 2 family is a Fannie Mae Homepath property which features 4 total bedrooms, 2.5 bathrooms, both units have living room and dining room, front porch, driveway, shed all on a corner lot. This property has all new roof, boiler, space heaters and kitchens. Also with a fresh coat of paint this property is move-in ready. EZ 2C anytime!!!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding,Drywall,Stucco
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceramic Tile Bath
- Flooring: Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 2,106
Heating
- Heating features: Hot Water,Space Heater,Natural Gas
Interior Area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
Property
Details
- Parcel number: 011800 32.74339
- Attached to another structure: Yes
- Special condition: Standard
Features
- Patio & porch: Front Porch
- Fencing: Wood
Lot
- Lot size: 1,306 sqft
- Features: Level,Corner Lot
Parking
- Total spaces: 2
- Parking features: Off Street,Paved,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,112 | $13,344 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $311 | $3,732 |
| Electricity | $348 | $4,176 |
| Total | $1,847 | $22,164 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $220,000 |
| 2026-06-21 | Listed for sale | $229,900 |
| 2026-03-11 | Sold | $171,000 |
| 2025-09-28 | Listing removed | $180,000 |
| 2025-09-06 | Price change | $180,000 |
| 2025-08-20 | Price change | $189,900 |
| 2025-08-03 | Price change | $196,900 |
| 2025-07-21 | Listed for sale | $199,900 |
| 2007-06-27 | Sold | $138,000 |
| 2004-12-03 | Sold | $72,500 |
| 2000-09-02 | Sold | $39,900 |
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