208 14th Street, Watervliet, NY, 12189
About This Home
Opportunity awaits at 208 14th Street in the heart of Watervliet! This property has 3 bedrooms, 1 bathroom, and offers incredible potential for investors, or buyers. This property also includes the land in the back at 1399 2nd Ave in the sale. Conveniently located near major highways, shopping, dining, and just minutes from downtown Albany, this property is perfectly positioned for both convenience and future value. Featuring a flexible layout with strong upside potential, this home is ideal for renovation, rental income, or owner-occupant customization. Whether you're looking to expand your investment portfolio or take on your next project, this is a chance to bring your vision to life. Situated on a manageable lot in an established neighborhood, this property provides easy access to local amenities, schools, and public transportation. Don't miss this value-add opportunity in a growing Capital Region market!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1894
Materials
- Foundation: Slab
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Refrigerator
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,113
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 1,113
- Total interior livable area: 1,113 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: 011800 32.75329
- Special condition: Other
Features
- Pool features: Other
- Exterior features: Other
- Fencing: Other
Lot
- Lot size: 1,306 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,178 | $14,136 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $330 | $3,960 |
| Electricity | $246 | $2,954 |
| Total | $1,834 | $22,008 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $235,000 |
| 2026-04-06 | Listed for sale | $240,000 |
| 2023-11-09 | Sold | $95,000 |
| 2023-10-20 | Pending sale | $89,900 |
| 2023-10-18 | Listed for sale | $89,900 |
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