2161 Helderberg Trail, Berne, NY, 12023
About This Home
Potential galore. A real FIXER-UPPER. Lower basement area was a useable room. Assignment of Contract, do all inspections before making offer. 10% deposit. Approx 21 ft frontage on Fox Creek. We have no info on anything including well and septic. Buyer should have them and everything checked out,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1899
Materials
- Foundation: Combination
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Basement
- Has basement: Yes
- Basement: Other,Full
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 200
- Finished area above ground: 640
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Other,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Basement
Property
Details
- Parcel number: 012000 78.210
Features
- Exterior features: Other
- On waterfront: Yes
- Waterfront features: Other
- Waterbody name: Fox Creek
Lot
- Lot size: 0.38 Acres
- Features: Sloped
Parking
- Total spaces: 1
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $19 | $228 |
| Property Taxes | $70 | $840 |
| Electricity | $246 | $2,954 |
| Total | $587 | $7,044 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $49,951 |
| 2026-06-11 | Price change | $52,900 |
| 2026-06-08 | Listed for sale | $59,900 |
| 2015-03-06 | Sold | $59,300 |
| 2014-10-28 | Pending sale | $59,400 |
| 2014-09-23 | Price change | $59,400 |
| 2014-05-10 | Listed for sale | $59,900 |
| 2013-10-01 | Listing removed | $69,900 |
| 2013-06-14 | Listed for sale | $69,900 |
| 2011-03-11 | Sold | $35,000 |
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