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1304 S 10th St, Adel, IA, 50003

4beds
3baths
1,388sqft
$379,900
$274price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

Beautiful 2018-built ranch home in Adel offering quality finishes and functional design throughout. This home features a spacious 3-car garage and inviting 4' deep front porch, perfect for relaxing. Inside, you'll love the open layout with 10' flat ceilings in the kitchen, dining, and great room, complemented by hardwood floors and abundant natural light. The kitchen is equipped with granite countertops, stainless steel appliances, and flows seamlessly into the main living space ideal for entertaining. The primary suite includes a trayed ceiling, granite double vanity, and a ceramic tile shower. Main floor also offers convenient tile flooring in the laundry and bathrooms, along with stained mission-style trim that adds warmth and character throughout the main living areas. Step outside to the 11x14 wood deck overlooking the backyard. The finished basement expands your living space with LVP flooring, an additional bedroom, full bathroom, and a versatile playroom or flex space. Move-in ready with modern finishes and thoughtful upgrades, this one checks all the boxes! All information obtained from seller and public records.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Adel Elementary SchoolGrades PK-11.1 mi
7/10
ADM Middle SchoolGrades 7-80.4 mi
10/10
ADM Senior High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 1,361

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Property

Details

  • Parcel number: 1132332012
  • Zoning: R

Features

  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$199$2,388
Property Taxes $433$5,196
Electricity $121$1,452
Total$2,673$32,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 50003$291
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50003$229
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$390,000
2026-05-05Pending sale$390,000
2026-05-01Listed for sale$390,000
2019-06-20Sold$280,000
2018-03-09Sold$296,750

For Sale by Agent

AgentJustin Greenfield, RE/MAX Precision
BrokerageRE/MAX Precision

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