See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

195 Shady Dell Rd, Port Matilda, PA, 16870

2beds
2baths
1,832sqft
$199,000
$109price/sqft
$1,459/moest. monthly cost
$58,360/yrincome needed

About This Home

Situated on a beautiful 1-acre lot, this property has been extensively improved over the years, offering far more than its original beginnings. Major upgrades include a durable metal roof, replacement windows (easy clean), a whole-house generator, upgrade to 440 amperage, a new updated sand mound system, two spacious additions, an enclosed porch, a second full bathroom, and an efficient mini-split heating and cooling system. Both bedrooms feature attached bonus rooms, providing flexible space for a home office, nursery, dressing room, hobby area, or additional storage. The kitchen is filled with natural light thanks to an abundance of windows, creating a bright and welcoming atmosphere. Outside, the standout feature is the impressive detached garage—a two-story, two-car garage with an additional side bay. Whether you need space for vehicles, ATVs, boats, equipment, or a workshop, this versatile building offers endless possibilities! The convenient circular driveway provides easy access and ample parking for residents and guests alike. Ideally located just 15 miles from Penn State University with quick access to U.S. Route 322, this property combines country living with convenient access to nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch/Rambler
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom1

  • Level: Main
  • Area: 266
  • Dimensions: 14 X 19

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bonus Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,832

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 7 X 8

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Other

  • Level: Main
  • Area: 50
  • Dimensions: 5 X 10

Other

  • Level: Main
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Main
  • Area: 290
  • Dimensions: 10 X 29

Primary Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10003,028B,0000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Front,Oversized,Storage,Circular Driveway,Crushed Stone,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$57$684
Property Taxes $172$2,064
Electricity $224$2,692
Total$1,459$17,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,022/yr
40% on housing$43,770/yr
45% on housing$38,906/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 16870$220
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16870$254
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$199,000

For Sale by Agent

AgentScott Yocum
BrokerageYocum Real Estate Centre, LLC

Similar Homes