See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

412 Long Road, Berne, NY, 12059

3beds
2baths
1,100sqft
$339,900
$309price/sqft
$2,627/moest. monthly cost
$105,080/yrincome needed

About This Home

Secluded country living nestled between two working farms and great views. This property has 8.2 acres of woods, fields and lawns. Main house has updated kitchen and bath along with some other renovations. Property includes a 1990 double wide mobile home. Unit is currently rented month to month. Great source of income or multi-generational living. Owner is a licensed real estate agent

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Convection Oven,Electric Water Heater,Microwave,Range,Water Purifier
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Tile,Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 012000 91.235
  • Zoning description: Rural
  • Special condition: Standard

Features

  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Meadow,Mountain(s),Pasture

Lot

  • Lot size: 8.20 Acres
  • Features: Meadow,Road Frontage,Views,Wooded

Parking

  • Total spaces: 8
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$182$2,184
Property Taxes $481$5,772
Electricity $246$2,954
Total$2,627$31,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,068/yr
40% on housing$78,810/yr
45% on housing$70,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 12059$129
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12059$254
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$339,900
2026-07-09Price change$339,900
2026-06-22Listed for sale$359,900

For Sale by Agent

AgentChristopher Smith
BrokerageSalisbury Real Estate Services

Similar Homes