615 S 2nd St, Central City, KY, 42330
About This Home
Positioned just off the Western Kentucky Parkway in the heart of Central City’s business district, this 1.87 +/- acre property brings together commercial space and residential income in a way that’s not often available in one setting. The 3,000± square foot building, built in 2017, is divided with intention, allowing multiple uses to exist side by side without competing for space. The front 1,200± square feet centers around a 27' × 24' open area—currently used as a chapel—but easily adaptable to retail, office, fitness, event, and service-based use. Two handicap-accessible public restrooms, along with private offices and dedicated storage areas, support day-to-day business operations. Behind it, the property shifts into two residential units—a 3-bedroom, 3-bath and a 2-bedroom, 1-bath—each with a full kitchen and utility space. Whether kept as separate rentals, combined into one larger residential unit, or used for on-site owner or staff housing, the setup adds flexibility for a range of uses. The layout works because it doesn’t force a single use—it allows for more than one at a time. Operate a business in the front, generate rental income in the back, or bring business operations and on-site living together in one place. With strong visibility, acreage to work with, and room to expand parking or footprint, this is a property that gives you room to grow over time!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick/Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
- Laundry features: Laundry Closet
Basement
- Basement: None
Bathroom
- Features: Tub/Shower Combo
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedroom5
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 6
- Main level bathrooms: 6
- Main level bedrooms: 5
Features
- Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen
- Window features: Thermo Pane Windows
- Flooring: Concrete,Laminate
- Fireplace features: None
- Attic: Storage
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Master Bedroom
- Level: Main
- Area: 100
Property
Accessibility
- Accessibility features: 1st Floor Bathroom,Grab Bars in Bathroom,Level Drive,Level Lot,No Stairs/Steps
Details
- Parcel number: 1420301009.005
Features
- Patio & porch: Covered Front Porch
- Exterior features: Concrete Walks,Outdoor Lighting,Trees
- Fencing: None
- Has view: Yes
- View description: Commercial View
- Waterbody name: None
Lot
- Lot size: 1.83 Acres
- Features: Level,City Lot
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $405 | $4,860 |
| Property Taxes | $275 | $3,300 |
| Electricity | $236 | $2,842 |
| Total | $2,685 | $32,220 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $396,000 |
| 2026-04-06 | Listing removed | -- |
| 2026-02-02 | Listed for sale | $400,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-05-23 | Listing removed | $400,000 |
| 2019-09-09 | Listed for sale | $400,000 |
View on Zillow