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16 Rapple Drive, Albany, NY, 12205

4beds
2baths
1,603sqft
$340,000
$212price/sqft
$2,575/moest. monthly cost
$103,000/yrincome needed

About This Home

AUCTION OPPORTUNITY - NO INTERIOR ACCESS. 16 Rapple Drive offers 1,603 SF of Cape Cod charm with 4 bedrooms and 1.5 baths, built in 1950. Prime chance for investors, flippers, or cash buyers ready to act. Property is OCCUPIED -- DO NOT DISTURB OCCUPANTS under any circumstances. Trespassing is a criminal offense. DRIVE-BY SHOWINGS ONLY. No exceptions. Buyer responsible for all due diligence. Property sold as-is.

Getting Around

52
WalkingSomewhat Walkable
37
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
6/10
Sand Creek Middle SchoolGrades 5-82.8 mi
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Other,Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,603

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Other

Interior Area

  • Total structure area: 1,603
  • Total interior livable area: 1,603 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 012601 29.1926
  • Special condition: Auction

Features

  • Exterior features: Other

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$111$1,332
Property Taxes $481$5,772
Electricity $264$3,178
Total$2,575$30,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,285/yr
40% on housing$77,250/yr
45% on housing$68,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 12205$225
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12205$225
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Sold$325,017
2010-12-23Sold$141,000
2010-09-30Price change$149,999
2010-09-22Price change$154,900
2010-08-20Listed for sale$159,900

Unknown Listed By

AgentKelly L Sharifipour
BrokerageDarby Real Estate of New York Inc

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