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34 Waterman Pl, Saint Louis, MO, 63112

5beds
4baths
3,886sqft
$850,000
$219price/sqft
$6,179/moest. monthly cost
$247,160/yrincome needed

About This Home

Experience the perfect blend of historic grandeur and modern convenience in this magnificent two and a half story home. Situated in a coveted historical district, this residence boasts 13 spacious rooms, offering an abundance of living space and architectural character. The main level welcomes you with soaring high ceilings, and a traditional floor plan featuring a formal parlor, a gracious living room, and elegant dining room perfect for hosting large gatherings. Relax in the inviting sunroom, which transitions to a large outdoor patio ideal for entertaining. Enjoy peace of mind with updated electrical system, and zoned heating and cooling servicing for the 1st and 2nd floors. The property includes a large, oversized garage with a full 2nd floor, offering incredible potential for a carriage house, workshop, studio or additional storage. This is a rare opportunity to own a piece of history with the mechanical updates in place. Schedule your private showing today.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

1/10
Sumner High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1911

Materials

  • Roof: Architectural Shingle,Rolled/Hot Mop,Slate
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Free-Standing Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • High Ceilings
  • Number of fireplaces: 4
  • Fireplace features: Bedroom,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,886

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,886
  • Total interior livable area: 3,886 sqft

Property

Details

  • Parcel number: 38770001000
  • Special condition: Listing As Is

Features

  • Levels: Two and a Half
  • Pool features: In Ground
  • Patio & porch: See Remarks

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: 70 x 216

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$856$10,272
Property Taxes $729$8,748
Electricity $296$3,560
Total$6,179$74,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,851/yr
40% on housing$185,370/yr
45% on housing$164,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 63112$129
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63112$146
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$850,000
2026-04-12Listed for sale$890,000
2023-11-30Sold--
2023-11-02Pending sale$490,000
2023-10-26Listed for sale$490,000
2023-10-02Contingent$499,000
2023-09-22Listed for sale$499,000
2023-08-23Listing removed--
2023-08-02Price change$550,000
2023-07-12Price change$595,000
2023-06-28Listed for sale$650,000

For Sale by Agent

AgentJohn C Noto
BrokerageJohn Noto Realty

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