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21 Huckleberry Lane, Albany, NY, 12205

3beds
1baths
1,272sqft
$379,900
$299price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

Exceptionally well maintained ranch style home!! This property is turn key and features new paint, beautiful hardwood floors, updated plumbing and electric, oversized garage with EV hook-up and great pool. Too many amenities to list. Close to major highways, shopping malls, and walkable to Cook Park.

Getting Around

35
WalkingCar-Dependent
42
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
7/10
Sand Creek Middle SchoolGrades 5-81.6 mi
8/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Other,Full,Heated,Interior Entry

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Finished area below ground: 288
  • Finished area above ground: 1,272

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 012601 41.16436
  • Special condition: Standard

Features

  • Pool features: In Ground,Outdoor Pool
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$124$1,488
Property Taxes $538$6,456
Electricity $246$2,954
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 12205$223
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12205$225
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$379,900

For Sale by Agent

AgentEileen L Faist
BrokerageOld Albany Real Estate LLC

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