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15 N Sage Hill Lane, Menands, NY, 12204

6beds
4baths
3,080sqft
$699,000
$227price/sqft
$5,351/moest. monthly cost
$214,040/yrincome needed

About This Home

Sprawling brick ranch offering over 6,000 SF of living space on a double lot 1.4 acres with incredible in-law or extended family potential in North Colonie School District! The main level offers a spacious room throughout with grand tile entry, a sunken living room, first-floor laundry/food prep area, breakfast room, sunroom, and generously sized bedrooms with a Jack & Jill bath. The spacious family room with gas fireplace and walk-in bar closet could easily serve as another bedroom, office, or guest suite. The finished walk-out lower level is flooded with natural light from huge windows and features 3 oversized bedrooms, Game Room/Den, Full Bathroom with Double Sinks making it ideal for multi-generational living, guests, or flexible living space. Over 40 trees have been removed, lot regrading and reseeding with Kentucky bluegrass, new gas cooktop, oversized garage door to accommodate larger vehicles or trucks, plus new basement entry door and tile entryway. Enjoy a private backyard setting with room to relax, entertain, and take in the peaceful surrounding & ''Little Lake'' views. A unique opportunity offering space, flexibility, and endless possibilities in a picturesque setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Loudonville SchoolGrades K-51.0 mi
8/10
8/10
Shaker High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Entry

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Built-in Features,Ceramic Tile Bath,Eat-in Kitchen
  • Window features: Egress Window
  • Flooring: Tile,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 3,000
  • Finished area above ground: 3,080

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,080
  • Total interior livable area: 3,080 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: First

Sun Room

  • Level: First

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 012603 54.8131
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Entry location: First
  • Patio & porch: Front Porch,Glass Enclosed
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 1.40 Acres
  • Features: Level,Private,Cleared

Parking

  • Total spaces: 6
  • Parking features: Paved,Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$319$3,828
Property Taxes $990$11,880
Electricity $508$6,107
Total$5,351$64,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,462/yr
40% on housing$160,530/yr
45% on housing$142,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 12204$172
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12204$229
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$3,600
2026-08-11Listed for rent$4,000
2026-07-29Price change$699,000
2026-06-18Price change$779,000
2026-05-29Listed for sale$839,900
2026-01-05Listing removed$4,000
2025-11-03Listed for rent$4,000
2025-09-19Sold$687,000
2003-12-12Sold$336,500

For Sale by Agent

AgentSandy A Speranza
BrokerageHoward Hanna Capital Inc

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