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60 Denison Road, Schenectady, NY, 12309

3beds
2baths
1,678sqft
$449,900
$268price/sqft
$3,337/moest. monthly cost
$133,480/yrincome needed

About This Home

Come see this impeccable split level in this highly sought after location! Low taxes and South Colonie Schools! Boasting updates inside and out with plenty of space for all! Love entertaining? This fully fenced in backyard has it all, outdoor kitchen, gorgeous patio, sprinkler system, and shed with electric! Mini splits for year round comfort and a pellet stove for those chilly nights. Full finished basement, newer roof and new driveway last year!

Getting Around

1
WalkingCar-Dependent
19
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

6/10
Lisha Kill Middle SchoolGrades 5-81.5 mi
8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated,Sump Pump

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Entry

  • Level: First

Family Room

  • Level: Second

Family Room

  • Level: First

Features

  • Eat-in Kitchen
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Storm Window(s),ENERGY STAR Qualified Windows
  • Flooring: Ceramic Tile
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 442
  • Finished area above ground: 1,678

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas,Pellet Stove
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 1,678 sqft

Kitchen

  • Level: Second

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 012689 7.4225
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: First
  • Patio & porch: Front Porch
  • Exterior features: Lighting,Outdoor Kitchen
  • Fencing: Vinyl,Back Yard

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Sprinklers In Front,Sprinklers In Rear,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$149$1,788
Property Taxes $637$7,644
Electricity $277$3,327
Total$3,337$40,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,411/yr
40% on housing$100,110/yr
45% on housing$88,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$229
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$449,900
2026-07-13Price change$449,900
2026-07-04Listed for sale$459,900
2021-04-09Sold$340,000
2021-02-24Pending sale$339,900
2021-02-14Listed for sale$339,900
2014-09-30Sold$226,000
2014-08-02Price change$239,900
2014-07-04Price change$249,900
2014-06-24Price change$264,900
2014-06-12Price change$279,900
2014-05-25Listed for sale$299,900
2006-06-28Sold$255,000
1992-02-18Sold$130,000

For Sale by Agent

AgentBrandi Weis
BrokerageCapital Realty Experts

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