3 Ashford Lane, Schenectady, NY, 12309
About This Home
Plenty of room to grow in this well-maintained 2,324 sq. ft. Colonial, proudly offered by its original owner. Featuring 4 spacious bedrooms and 2.5 baths, this home offers a solid foundation, generous living space, and endless potential to make it your own. Hardwood floors flow throughout, generous sized bedrooms, Family Room w/Gas FP, Replacement Windows, A Bright Sunroom that leads to a deck overlooking a beautifully landscaped, private backyard. Located in a highly desirable neighborhood with Town of Colonie taxes and Niskayuna Schools, you'll also enjoy the convenience of being just a short walk to nearby nature trail., and minutes to shopping and dining. Combining space, quality, and an outstanding location, this is a wonderful opportunity to make this well-loved home your own.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Entry
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Chair Rail,Crown Molding,Eat-in Kitchen
- Window features: Skylight(s),Curtain Rods,Double Pane Windows
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,324
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,324
- Total interior livable area: 2,324 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Sun Room
- Level: First
Property
Details
- Parcel number: 012689 7.4461
- Zoning description: Single Residence
- Special condition: Standard
Features
- Entry location: First
- Patio & porch: Covered,Deck,Front Porch
- Exterior features: Garden,Lighting
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 4
- Parking features: Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $694 | $8,328 |
| Electricity | $384 | $4,608 |
| Total | $3,717 | $44,604 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $480,000 |
| 2026-07-09 | Listed for sale | $490,000 |
| 2026-06-25 | Pending sale | $490,000 |
| 2026-06-17 | Listed for sale | $490,000 |
| 2002-10-24 | Sold | $260,000 |
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