19 Debbie Marie Court, Schenectady, NY, 12309
About This Home
Meticulously maintained and thoughtfully updated by the original owner, this home showcases pride of ownership throughout! This impressive 5-bedroom, 3.5-bath Colonial is situated on a quiet cul-de-sac in a sought after centrally located neighborhood minutes to shopping, dining, airport and major highways. Over 3200 SF of living space with timeless quality updates throughout: Pella & Anderson Windows, gleaming hardwood floors throughout, extensive crown molding throughout the first floor, and classic finishes designed to stand the test of time. The beautifully updated kitchen features quartz countertops, custom cabinetry, tile backsplash, bamboo floors, SS Appliances and quality finishes, bathrooms have been tastefully renovated with quartz surfaces & ceramic tile. The spacious floor plan provides room for everyone including the finished walkout basement offers excellent in-law or extended family potential, while outside you'll enjoy your own private backyard retreat featuring an inground heated pool, covered porch and deck overlooking the pool with breathtaking sunset views.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Range Hood,Refrigerator,Washer/Dryer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Den
- Level: Basement
Dining Room
- Level: First
Entry
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Chair Rail,Crown Molding,Eat-in Kitchen,Kitchen Island
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Vinyl,Wood,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,074
- Finished area above ground: 2,188
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,188
- Total interior livable area: 2,188 sqft
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 012689 17.4716
- Zoning description: Single Residence
- Special condition: Standard
Features
- Entry location: First
- Pool features: In Ground
- Patio & porch: Rear Porch,Covered,Front Porch,Patio
- Exterior features: Lighting
- Fencing: Back Yard
- Has view: Yes
Lot
- Lot size: 0.47 Acres
- Features: Level,Private,Sprinklers In Front,Sprinklers In Rear,Views,Cul-De-Sac,Landscaped
Parking
- Total spaces: 6
- Parking features: Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $899 | $10,788 |
| Electricity | $361 | $4,339 |
| Total | $4,680 | $56,160 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $635,000 |
| 2026-07-30 | Price change | $635,000 |
| 2026-07-07 | Price change | $655,000 |
| 2026-06-09 | Listed for sale | $679,000 |
| 2002-06-14 | Sold | $168,000 |
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