44 Waterford Avenue, Latham, NY, 12110
About This Home
IMMEDIATE OCCUPANCY! Stunning Brand New 4 bed, 3 bath Home on a .45-acre lot in heart of Latham! Covered front porch, Soaring 2 story foyer 9' first-floor ceilings, hardwood floors, designer kitchen with solid surface counters, maple cabinetry w/ soft-close features, stainless steel appliances, large center island, sliding glass door. Luxury Primary bath and 2nd floor laundry. Convenient location in North Colonie SD. Enjoy a lifestyle of comfort and ease with quick access to shopping, dining, and major highways. Public water and sewer, natural gas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Fiberglass
- Construction materials: Stone,Vinyl Siding
Other
- Builder model: Saddleback
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Family Room
- Level: First
Features
- High Speed Internet,Solid Surface Counters,Walk-In Closet(s),Eat-in Kitchen
- Door features: Sliding Doors
- Flooring: Vinyl,Wood,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,450
Foyer
- Level: First
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,450
- Total interior livable area: 2,450 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Mud Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 00000000000
- Special condition: Standard
Features
- Patio & porch: Porch
- Exterior features: Lighting
Lot
- Lot size: 0.44 Acres
Parking
- Total spaces: 2
- Parking features: Off Street,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $990 | $11,880 |
| Electricity | $404 | $4,858 |
| Total | $5,156 | $61,872 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $699,000 |
| 2026-06-28 | Pending sale | $699,000 |
| 2026-06-04 | Listed for sale | $699,000 |
| 2026-01-19 | Listing removed | $465,900 |
| 2022-07-22 | Pending sale | $465,900 |
| 2007-06-18 | Sold | $152,000 |
| 2005-08-15 | Sold | $131,600 |
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