39 Fern Avenue, Albany, NY, 12205
About This Home
Welcome to 39 Fern Avenue, a charming South Colonie home situated on a rare oversized corner lot in a desirable neighborhood. Enjoy the perfect balance of convenience and privacy with a peaceful setting while being just minutes from shopping, dining, schools, and everyday amenities. This home offers a flexible floor plan featuring a first-floor bedroom or den, two additional bedrooms upstairs, and two full bathrooms. The first-floor bathroom was updated in 2020, while the second-floor bathroom and bedrooms were recently updated in 2026. The inviting interior features a spacious eat-in kitchen, dining area, comfortable living room, hardwood floors, and replacement windows throughout. Enjoy additional living space with a front screened-in porch and rear sunroom overlooking the expansive fenced backyard. The outdoor amenities are exceptional, featuring a large fenced yard (2018), covered patio, oversized two-car garage, and a very large paved driveway with plenty of room for multiple vehicles, guests, and outdoor activities. Additional updates include a new oil tank (2022) and new front porch stairs (2026). With a fantastic corner lot, desirable South Colonie School District, flexible living space, and numerous updates already completed, 39 Fern Avenue offers a wonderful opportunity to own a solid home in a convenient and sought-after location.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Block
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Range Hood,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup
Basement
- Level: Basement
- Area: 370.5
- Dimensions: 19.00 x 19.50
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Interior Entry
Bedroom
- Level: First
- Area: 67.34
- Dimensions: 7.40 x 9.10
Bedroom
- Level: Second
- Area: 83.533
- Dimensions: 10.30 x 8.11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 121.163
- Dimensions: 13.30 x 9.11
Features
- High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen
- Door features: Sliding Doors,Storm Door(s)
- Flooring: Tile,Vinyl,Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,200
Full Bathroom
- Level: First
- Area: 51.016
- Dimensions: 5.60 x 9.11
Heating & Cooling
- Heating features: Baseboard,Electric,Hot Water,Oil,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Level: First
- Area: 178.6
- Dimensions: 19.00 x 9.40
Living Room
- Level: First
- Area: 219.191
- Dimensions: 12.11 x 18.10
Other
- Level: Second
- Area: 93.73
- Dimensions: 10.30 x 9.10
Primary Bathroom
- Level: Second
- Area: 47.6
- Dimensions: 8.50 x 5.60
Primary Bedroom
- Level: Second
- Area: 113.05
- Dimensions: 8.50 x 13.30
Sun Room
- Level: First
- Area: 90.216
- Dimensions: 16.11 x 5.60
Utility Room
- Level: Basement
- Area: 307.8
- Dimensions: 19.00 x 16.20
Property
Details
- Parcel number: 012689 29.5212
- Special condition: Standard
- Other equipment: Fuel Tank(s)
Features
- Patio & porch: Screened,Covered,Front Porch,Patio
- Fencing: Vinyl,Back Yard,Gate,Privacy
Lot
- Lot size: 10,454 sqft
- Features: Level,Cleared,Corner Lot,Landscaped
Parking
- Total spaces: 8
- Parking features: Off Street,Paved,Detached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $91 | $1,092 |
| Property Taxes | $396 | $4,752 |
| Electricity | $246 | $2,954 |
| Total | $2,148 | $25,776 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $279,900 |
| 2026-08-01 | Listed for sale | $279,900 |
| 2017-10-21 | Listing removed | $143,000 |
| 2017-10-21 | Listed for sale | $143,000 |
| 2017-10-20 | Sold | $137,000 |
| 2017-08-22 | Pending sale | $143,000 |
| 2017-08-10 | Price change | $143,000 |
| 2017-07-24 | Price change | $148,000 |
| 2017-07-06 | Listed for sale | $150,000 |
| 2017-07-05 | Pending sale | $150,000 |
| 2017-06-20 | Listed for sale | $150,000 |
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