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40 Glendale Road, Latham, NY, 12110

2beds
1baths
988sqft
$314,900
$319price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

If you are looking for a private summer oasis, look no further than this sweet gem in the heart of Latham! Walk to Blue Creek or Shaker. Jr and High. Think of spending your summer evenings on the two-tiered deck and screened room. One level is for lounging and the other has a separate dining area. There is a large, fenced backyard for summer fun and games! It's as charming on the inside as it is out! This 2 bedroom ranch has had updates since being purchased. The new roof was put on in October 2024. The sheetrock work and painting was also completed in 2024. The third bedroom wall was removed to open it up to the kitchen, and makes a cozy family room area with electric fireplace. This space could also be used a formal dining room. The basement is partially finished for entertaining, compete with a fun bar area. The open house will be Sunday from 11-1

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Blue Creek SchoolGrades K-50.2 mi
8/10
8/10
Shaker High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Range Hood,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Wall Paneling,Ceramic Tile Bath,Dry Bar
  • Window features: Screens,Curtain Rods
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 988

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 012689 31.735
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Screened,Deck
  • Exterior features: Garden,Lighting
  • Fencing: Fenced,Gate
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.26 Acres
  • Features: Sloped,Garden,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$103$1,236
Property Taxes $446$5,352
Electricity $246$2,954
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 12110$273
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12110$238
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$314,900
2026-07-14Listed for sale$314,900
2024-07-02Sold$290,000
2024-04-28Pending sale$244,900
2024-04-25Listed for sale$244,900
2003-11-17Sold$57,000

For Sale by Agent

AgentTerry Little
BrokerageColdwell Banker Prime Properties

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