4 Laurel Drive, Loudonville, NY, 12211
About This Home
Welcome to this lovingly maintained, single-owner home in the heart of desirable Loudonville, NY, located in the award-winning North Colonie School District. Situated on a quiet dead-end street just blocks from Loudonville Elementary School, this 4-bedroom, 2.5-bath home offers the perfect combination of location, space, and opportunity. Set on a spacious 0.36-acre lot, this home features hardwood floors throughout, a two-car garage, and a freshly painted interior, providing a clean, move-in-ready canvas for its next owner. While the kitchen and bathrooms are ready for your personal updates, this is an outstanding opportunity to create the home you've always envisioned while building immediate equity in one of the Capital Region's most sought-after neighborhoods. Enjoy the convenience of being just minutes from shopping, restaurants, parks, medical facilities, major highways, Albany International Airport, and everything Latham and Loudonville have to offer. Whether you're searching for a family home in North Colonie, a home near Loudonville Elementary, or a property with exceptional potential in a prime Loudonville location, this home checks all the boxes. Rarely does an opportunity like this become available in such a highly desirable neighborhood. With solid bones, an unbeatable location, and endless possibilities to customize, this is your chance to create a truly special home while investing in one of the Capital Region's most sought-after communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer/Dryer
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Eat-in Kitchen
- Flooring: Slate,Tile,Hardwood,Linoleum
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,010
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,010
- Total interior livable area: 2,010 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 012689 43.3339
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 0.36 Acres
- Features: Level,Cleared
Parking
- Total spaces: 6
- Parking features: Off Street,Paved,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $743 | $8,916 |
| Electricity | $332 | $3,986 |
| Total | $3,905 | $46,860 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $499,900 |
| 2026-08-03 | Listed for sale | $524,900 |
| 2003-07-18 | Sold | $111,100 |
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