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10 Willo Ln, Loudonville, NY, 12211

4beds
2baths
2,100sqft
$599,800
$286price/sqft
$4,429/moest. monthly cost
$177,160/yrincome needed

About This Home

Tastefully restored Loudonville stone ranch on a quiet dead end cul-de-sac , within walking distance to St Pius Church/school. The home features four bedrooms, two bathrooms, living room, dining room, large eat in kitchen ,first floor laundry, two fireplaces and a very large unfinished basement with second wood burning fireplace. Open and spacious floor plan with beautiful quarter sawn hardwood floors throughout. Updated kitchen with new maple cabinetry and luxury vinyl plank flooring, quartz countertops and new stainless steel appliances. Bathrooms have been restored to original mid century modern. The house has meticulously maintained plaster walls, a new electrical service, all new lighting , switches and receptacles . This house has built in cast iron radiators with a gas fired boiler and gas hot water tank. The cooling system is separate and has duct work that drops from the attic. The entire exterior of the home is Alcove bluestone, the triple flue chimney; also bluestone was rebuilt two years ago. The roof was replaced at the same time. A new driveway was installed 7/25.The house sits on approximately a half acre and has a fenced yard.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Loudonville SchoolGrades K-50.5 mi
7/10
8/10
Shaker High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 012689433819

Features

  • Exterior features: Stone

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,032$36,384
Home Insurance *$201$2,412
Property Taxes $849$10,188
Electricity $347$4,164
Total$4,429$53,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,851/yr
40% on housing$132,870/yr
45% on housing$118,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 12211$259
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12211$243
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$625,000
2026-03-24Listing removed$625,000
2026-03-16Listed for sale$625,000
2026-03-10Pending sale$625,000
2026-02-26Listed for sale$625,000
2026-02-21Pending sale$625,000
2026-01-15Price change$625,000
2025-10-02Listed for sale$640,000
2025-09-02Listing removed--
2025-06-02Listed for sale$689,900

For Sale by Owner

AgentProperty Owner

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