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140 Everett Road, Albany, NY, 12205

3beds
2baths
1,168sqft
$599,900
$514price/sqft
$4,325/moest. monthly cost
$173,000/yrincome needed

About This Home

This Mixed-Use Property located near the intersection of Everett & Albany- Shaker Roads currently features a 3 Bed, 1.5 Bath house. The structure and lot reside within the Town of Colonie's COR District which was specifically created to encourage pedestrian-friendly, mixed-use areas that blend commercial, office and residential uses. NYS DOT estimated Daily Traffic on the Everett Rd. corridor is 13,653 vehicles per day, making this spot perfect for any commercial enterprise seeking high visibility. Check with the Town of Colonie regarding specific plans. Broker Protected. Listing Agent 1 is related to seller.

Getting Around

39
WalkingCar-Dependent
17
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

5/10
Loudonville SchoolGrades K-50.9 mi
8/10
8/10
Shaker High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Gas Water Heater,Oven,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,168

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 012689 54.5327
  • Special condition: Standard

Features

  • Exterior features: Lighting

Lot

  • Lot size: 10,454 sqft
  • Features: Road Frontage

Parking

  • Total spaces: 4
  • Parking features: Stone,Under Residence,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$197$2,364
Property Taxes $849$10,188
Electricity $246$2,954
Total$4,325$51,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,285/yr
40% on housing$129,750/yr
45% on housing$115,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 12205$218
Albany County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 12205$225
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$599,900
2003-07-16Sold$1,500,000

For Sale by Agent

AgentSusan D Brown
BrokerageColdwell Banker Prime Properties

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