109 Birchwood Drive, Schenectady, NY, 12303
About This Home
Welcome to this beautifully updated four-bedroom, two-bath home in the Guilderland School District. Bathed in natural light and situated on a spacious lot in a quiet neighborhood this home is move-in-ready. The current owner has thoughtfully renovated the home from top to bottom. The kitchen features granite countertops, stainless steel appliances, and a stylish breakfast bar that's perfect for casual dining or entertaining. Both full bathrooms have been tastefully remodeled, while the gleaming hardwood floors have been uncovered and beautifully refinished, adding warmth and character throughout the house. Major improvements provide peace of mind, including a new furnace, hot water heater, sump pump, and central air conditioning, installed in 2022. All of the home's appliances have been replaced, with the newest additions including a dishwasher and washer and dryer. With four generously sized bedrooms, this home offers exceptional flexibility to accommodate a home office, playroom, guest room, or fitness space. Step outside to a backyard designed for making memories, featuring a spacious yard and an above-ground pool installed in 2024--perfect for summer entertaining and relaxing with family and friends. This home has been lovingly maintained and thoughtfully updated, leaving nothing to do but move in and enjoy. Ideally situated near major thoroughfares and shopping.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1961
Materials
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Split Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Sump Pump
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,345
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,345
- Total interior livable area: 1,345 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 013089 39.06217
- Special condition: Standard
Features
- Levels: Split Ranch
- Pool features: Above Ground
- Patio & porch: Covered,Patio
- Exterior features: Lighting
- Fencing: Back Yard
Lot
- Lot size: 0.46 Acres
- Features: Level,Landscaped
Parking
- Total spaces: 6
- Parking features: Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $538 | $6,456 |
| Electricity | $246 | $2,954 |
| Total | $2,852 | $34,224 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $379,900 |
| 2026-07-30 | Listed for sale | $379,900 |
| 2019-06-17 | Sold | $220,000 |
| 2019-04-28 | Pending sale | $219,800 |
| 2019-04-25 | Listed for sale | $219,800 |
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