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412 Bozenkill Road, Altamont, NY, 12009

5beds
2baths
2,022sqft
$419,900
$208price/sqft
$3,181/moest. monthly cost
$127,240/yrincome needed

About This Home

Beautifully renovated 5-bedroom, 2-bath ranch offering the perfect blend of modern updates and peaceful country living! This move-in ready home features easy one-level living with a bright, open layout, a beautifully updated kitchen, spacious primary suite, and quality finishes throughout. Relax on the expansive covered front porch or take advantage of the detached garage offering plenty of space for vehicles, storage, or a workshop. Surrounded by mature trees for added privacy, yet conveniently located just minutes from Altamont, Guilderland, shopping, dining, parks, and major highways. Enjoy the best of country living with everyday convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Baseboard,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 013200 36.237
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$130$1,560
Property Taxes $594$7,128
Electricity $334$4,009
Total$3,181$38,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,062/yr
40% on housing$95,430/yr
45% on housing$84,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 12009$225
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12009$234
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$419,900
2026-07-08Listed for sale$429,900
2025-04-09Sold$133,200
2022-02-16Listing removed--
2022-02-15Listed for sale$184,999
2001-03-01Sold$106,900

For Sale by Agent

AgentNicholas Khachadourian
BrokerageKW Platform

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