See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1027 Township Road, Altamont, NY, 12009

4beds
3baths
1,564sqft
$219,950
$141price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Property is OCCUPIED -- DO NOT DISTURB OCCUPANTS under any circumstances. Trespassing is a criminal offense. DRIVE-BY SHOWINGS ONLY. No exceptions. Buyer responsible for all due diligence. Property sold as-is. Country property set on 2.6 acres in the Berne Knox School District. This 4 bedroom, 2.5 bath home offers 1,564 sq ft of living space with a 2 car garage under the residence for convenience and additional storage. Enjoy peaceful surroundings with plenty of room to roam, garden, or relax outdoors. The home is serviced by well and septic. A great opportunity for those seeking privacy and country living while still within reach of nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 013200 47.28
  • Special condition: Corporate Owned

Features

  • Exterior features: None

Lot

  • Lot size: 2.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Under Residence,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$68$816
Property Taxes $311$3,732
Electricity $258$3,101
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 12009$230
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12009$234
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$284,950
2026-03-08Listed for sale$300,000
2025-09-10Sold$51,000

For Sale by Agent

AgentKelly L Sharifipour
BrokerageDarby Real Estate of New York Inc

Similar Homes