365 Rock Road, Berne, NY, 12023
About This Home
PRICE IMPROVEMENT, Seller is motivated. Previous Buyer failed to purchase. This cozy 2 bedroom sits on .5 acres and is a solid home built in 1864, has been partially restored and waiting for a new owner's touch to continue the restoration, its charming exposed wood beam ceilings makes this home feels like a warm country hideaway with negotiable wood stove, oil hot water baseboard heat and comfortable wood floors. The potential to make this home your own by continuing the work started. Start with the large kitchen and living room with a downstairs bathroom area that needs final touches, then up the painted stairs to a nearly finished upstairs bathroom and two large bedrooms, all with charming character. Cozy living, just add your personal touch. This charming farmhouse offers 1/2 acre of open backyard area, lovely outdoor setting overlooking small stream, old style lilac bushes, a crabapple tree and plantings around home and back deck. Country living with great potential. Dug well. The furnishings, appliances and shed to be negotiated. Come view this home and see what it could become.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1864
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Refrigerator
- Laundry features: Other,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Entry
- Level: First
Features
- Built-in Features,Eat-in Kitchen
- Window features: Storm Window(s)
- Flooring: Wood
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,098
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Baseboard,Hot Water,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 1,098
- Total interior livable area: 1,098 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 013200 78.127
- Zoning description: Single Residence
- Special condition: Standard
Features
- Entry location: First
- Patio & porch: Deck,Front Porch
- Exterior features: Other
- Fencing: None
- Has view: Yes
- View description: Meadow,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek
Lot
- Lot size: 0.50 Acres
- Features: Other,Level,Meadow,Road Frontage,Cleared,Corner Lot
Parking
- Total spaces: 4
- Parking features: Off Street,Stone,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $184 | $2,208 |
| Electricity | $246 | $2,954 |
| Total | $1,135 | $13,620 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $123,000 |
| 2026-06-03 | Listed for sale | $129,900 |
| 2026-04-23 | Listing removed | $129,900 |
| 2026-04-11 | Listed for sale | $129,900 |
| 2026-02-03 | Listing removed | $129,000 |
| 2025-11-28 | Pending sale | $129,000 |
| 2025-11-22 | Listed for sale | $129,000 |
| 2025-11-10 | Contingent | $129,000 |
| 2025-11-03 | Listed for sale | $129,000 |
| 2025-05-02 | Listing removed | $107,888 |
| 2025-02-06 | Price change | $107,888 |
| 2025-01-14 | Price change | $125,888 |
| 2024-11-15 | Listed for sale | $138,887 |
| 2024-10-01 | Listing removed | $108,899 |
| 2024-09-05 | Price change | $108,899 |
| 2024-08-15 | Listed for sale | $138,889 |
| 2022-10-01 | Listing removed | $62,000 |
| 2022-08-22 | Price change | $62,000 |
| 2022-06-19 | Price change | $88,800 |
| 2022-03-06 | Price change | $89,900 |
| 2022-03-03 | Listed for sale | $99,900 |
| 2020-08-07 | Sold | $18,000 |
| 2020-07-16 | Pending sale | $24,900 |
| 2020-06-25 | Price change | $24,900 |
| 2020-02-04 | Listed for sale | $27,500 |
| 2018-11-20 | Sold | $60,000 |
| 2010-03-04 | Sold | $123,000 |
View on Zillow