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121 Pearson Road, Preston Hollow, NY, 12469

2beds
1baths
864sqft
$265,000
$307price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Set back in the quiet countryside of Preston Hollow, this well-maintained ranch offers the kind of move-in ready, low-maintenance living that's getting harder to find. Whether you're looking for a private single-floor home or a worry-free starter property, the major updates here have already been taken care of. Outside, the home features new vinyl siding, new deck railings, a drilled well, and a new 1,200-gallon septic tank. The property also includes a horse shed and fenced pasture area that previously housed two horses, offering flexibility for hobby farming, animals, or extra outdoor space. Inside, the home has seen extensive improvements focused on comfort, efficiency, and peace of mind. Updates include a new 200-amp electrical service with new breaker panel, meter box, weather head, and service entrance, along with new basement and attic wiring. Spray foam insulation has been added in both the basement and attic to help with efficiency year-round, and the basement has been sealed with Drylok. Additional improvements include a new stove and water heater. With single-floor living, country privacy, and so many of the expensive updates already completed, this is a property you can move into and simply enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Middleburgh High SchoolGrades 7-1211.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 864

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 013600 160.129
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 1.80 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$141$1,692
Property Taxes $375$4,500
Electricity $246$2,954
Total$2,101$25,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 12469$192
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12469$216
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$265,000
2026-05-22Listed for sale$275,000
2023-12-29Sold$182,000
2023-11-14Pending sale$199,000
2023-10-07Price change$199,000
2023-09-13Listed for sale$209,000

For Sale by Agent

AgentHarlan Mangulis
BrokerageKrutz Properties LLC

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