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1161 County Route 408, Westerlo, NY, 12193

3beds
3baths
1,888sqft
$400,000
$212price/sqft
$3,071/moest. monthly cost
$122,840/yrincome needed

About This Home

Own a piece of history! This extraordinary 6 acre property, once the site of the iconic Student Prince Resort in Westerlo, NY, is unlike anything on the market. Inside, the updated kitchen dazzles with butcher block counters, exposed brick and beams, plate and wine racks, and a barn door. Stained glass, custom shutters, cedar lined walls, and artistic wall accents give every room a story to tell. First floor primary bedroom, full bath with W/I shower, 1st floor laundry, two upstairs bedrooms, and versatile bonus rooms perfect for play or work from home. Two wood stoves keep things warm and cozy. Outside, 6 acres of gorgeous grounds include a stone patio and deck overlooking a breathtaking one acre spring fed pond, kayak in the summer, skate in the winter. And then there's the showstopper, a 3,600 sq ft building, formerly The Dutchman Bar & Restaurant, where generations gathered for German American food, dancing & live music with Smiling Willie Schoepp. Endless history, and unlimited potential, the legacy lives on and now it can be yours! New heating system, plumbing, kitchen, appliances, well pump, asphalt shingles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Brick/Mortar
  • Roof: Slate,Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Window features: Blinds,Curtain Rods,Drapes
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,888

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Fireplace Insert,Forced Air,Propane,Wood,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 1,888 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Other

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 013800 126.23.13
  • Special condition: Standard

Features

  • Exterior features: Lighting
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 6 Acres
  • Features: Secluded,Views,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$171$2,052
Property Taxes $566$6,792
Electricity $312$3,744
Total$3,071$36,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,291/yr
40% on housing$92,130/yr
45% on housing$81,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 12193$287
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12193$191
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$380,000
2026-07-28Listed for sale$400,000
2026-07-08Contingent$400,000
2026-07-07Pending sale$400,000
2026-06-24Listed for sale$400,000
2020-03-06Sold$69,877
2020-03-02Pending sale$43,000
2020-01-21Listed for sale$43,000
2019-12-26Sold$136,500
2019-12-08Price change$137,988
2019-12-04Price change$138,582
2019-12-01Price change$102,563
2019-11-29Price change$102,843
2019-11-27Price change$102,788
2019-11-22Listed for sale--

For Sale by Agent

AgentMelissa Matey
BrokerageMiranda Real Estate Group Inc

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