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186 Cty Rte 411, Greenville, NY, 12083

5beds
5baths
3,746sqft
$550,000
$147price/sqft
$4,396/moest. monthly cost
$175,840/yrincome needed

About This Home

FOR INVESTORS: Legal 2-family property offering dual rental income opportunities. Strong demand for short-term and long-term rentals with close proximity to skiing, golf, hiking, and farm-to-table dining. Features include ample storage, a full walk-up attic, brand-new stainless steel appliances, and laundry hookups. Just 2+ hours from NYC, this home is well positioned for a weekend rental audience and makes a solid addition to any investment portfolio. FOR ENTREPRENEURS: Outbuildings provide excellent potential for an artist studio, yoga space, workshop, or other creative use. The legal 2-family configuration offers flexibility for live/work needs. Conveniently located near Albany, Hudson, Windham, and Saugerties—ideal for attracting clients or visitors. Scenic mountain views and access to outdoor recreation further enhance short-term rental appeal. FOR HOMEBUYERS: Two fully equipped living units offer versatile options for those seeking separate living spaces or adaptable layouts. Spacious bedrooms, a primary suite, and enclosed sunrooms provide comfort and privacy. The expansive living room features a wood-burning fireplace that adds warmth and character, while central air and mini-splits ensure year-round comfort. Located in the Greenville School District, which offers the International Baccalaureate Program.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
3/10
Greenville Middle SchoolGrades 6-83.0 mi
5/10
Greenville High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Metal,Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Door features: French Doors
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,746

Heating & Cooling

  • Heating features: Ductless,Forced Air,Propane
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,746
  • Total interior livable area: 3,746 sqft

Property

Details

  • Parcel number: 013800 176.22
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Garden
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s)

Lot

  • Lot size: 5.50 Acres
  • Features: Sloped,Cleared

Parking

  • Total spaces: 2
  • Parking features: Workshop in Garage,Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$217$2,604
Property Taxes $779$9,348
Electricity $619$7,428
Total$4,396$52,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,720/yr
40% on housing$131,880/yr
45% on housing$117,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 12083$227
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12083
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$575,000
2025-11-24Price change$600,000
2025-11-18Listed for sale$650,000
2023-12-19Sold$800,000
2023-09-03Pending sale$869,900
2023-06-26Listed for sale$869,900
2022-11-02Listing removed--
2021-08-02Listed for sale$850,000
2003-07-30Sold$450,000

For Sale by Agent

AgentTheresa M Donlon
BrokerageVenture Fox Realty Group LLC

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