314 Prospect St, Binghamton, NY, 13905
About This Home
This property offers a solid opportunity for homeowners or investors. This single-family home features 4 bedrooms and 2 bathrooms with plenty of potential. Conveniently located close to the highway and everyday amenities, it provides easy access to everything the area has to offer. A great chance to add value in a well-connected location.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Basement
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Bathroom
- Level: First
- Dimensions: 10x6
Bedroom
- Level: Second
- Dimensions: 11x11
Bedroom
- Level: Second
- Dimensions: 12x11
Bedroom
- Level: Second
- Dimensions: 12x12
Bedroom
- Level: Second
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Dimensions: in living room
Features
- Flooring: Carpet,Hardwood,Tile
- Finished area below ground: 0
- Finished area above ground: 1,353
Foyer
- Level: First
- Dimensions: 12x11
Heating
- Heating features: Central
Interior Area
- Total interior livable area: 1,353 sqft
Kitchen
- Level: First
- Dimensions: 14x12
Living Room
- Level: First
- Dimensions: 26x12
Property
Details
- Parcel number: 0302001436028
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Porch
Lot
- Lot size: 7,405 sqft
- Features: Level
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 1
- Parking features: Detached,Garage,One Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $156 | $1,872 |
| Electricity | $246 | $2,954 |
| Total | $872 | $10,464 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $85,000 |
| 2025-11-09 | Listing removed | $100,000 |
| 2025-05-06 | Listed for sale | $100,000 |
| 2023-09-12 | Sold | $20,000 |
| 2015-07-17 | Listing removed | $59,900 |
| 2015-01-26 | Listed for sale | $59,900 |
| 2004-05-13 | Sold | $58,000 |
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