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5 Julian St, Binghamton, NY, 13905

4beds
2baths
1,424sqft
$129,000
$91price/sqft
$1,197/moest. monthly cost
$47,880/yrincome needed

About This Home

Great opportunity for an owner-occupant or investor! This well-located duplex features two 2-bedroom, 1-bath units, offering flexibility to live in one unit while renting the other or add a solid income-producing property to your investment portfolio. Conveniently located near shopping, restaurants, schools, and the bus route, making commuting a breeze. The property will be delivered vacant prior to closing, giving you the freedom to choose your own tenants or move right in. First floor is vacant. Property is being sold AS IS. Don't miss this opportunity to make it your next investment or home—schedule your private showing today!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
Woodrow Wilson SchoolGrades PK-50.1 mi
3/10
West Middle SchoolGrades PK,6-81.0 mi
3/10
Binghamton High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,424

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,424 sqft

Property

Details

  • Parcel number: 03020014368337
  • Zoning: R
  • Zoning description: R

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 4,400 Acres
  • Features: Level
  • Lot size dimensions: 40 x 110

Parking

  • Parking features: Parking Space(s),On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$62$744
Property Taxes $237$2,844
Electricity $246$2,954
Total$1,197$14,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,040/yr
40% on housing$35,910/yr
45% on housing$31,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$108
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$129,000
2026-07-14Listed for sale$139,000
2026-04-13Listing removed$1,250
2026-03-21Listed for rent$1,250
2025-06-16Sold$115,000
2025-06-09Contingent$129,000
2025-06-04Price change$129,000
2025-05-24Price change$134,000
2025-05-12Price change$139,000
2025-04-21Price change$145,000
2025-04-14Price change$149,900
2025-04-01Listed for sale$159,900
2017-05-25Sold$25,500
2017-03-31Sold$15,500
2017-02-16Listed for sale$30,000
2016-09-22Listing removed$43,900
2016-05-10Price change$43,900
2016-03-17Price change$48,900
2016-01-30Price change$49,900
2016-01-24Price change$39,900
2015-11-10Price change$49,900
2015-10-11Listed for sale$52,000
2001-03-08Sold$26,200

For Sale by Agent

AgentAmy M Valls
BrokerageEXIT REALTY HOMEWARD BOUND

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