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7 Holland Ave, Binghamton, NY, 13905

4beds
2baths
1,825sqft
$194,000
$106price/sqft
$1,731/moest. monthly cost
$69,240/yrincome needed

About This Home

Excellent opportunity for both investors and owner-occupants alike. Charming property situated on a dead end street. Separate utilities, brand new furnace, hardwood floors, walk up attic and close to all amenities! Selling as is.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Woodrow Wilson SchoolGrades PK-50.3 mi
5/10
West Middle SchoolGrades PK,6-80.8 mi
3/10
Binghamton High SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Tile
  • Finished area above ground: 1,825

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,825 sqft

Property

Details

  • Parcel number: 03020014406900020550000000
  • Zoning: multi-family
  • Zoning description: multi-family

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 3,200 sqft
  • Lot size dimensions: 40 x 80

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$93$1,116
Property Taxes $357$4,284
Electricity $301$3,619
Total$1,731$20,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,348/yr
40% on housing$51,930/yr
45% on housing$46,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$107
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$198,000
2026-02-15Contingent$198,000
2025-11-11Listed for sale$198,000
2025-11-09Listing removed$198,000
2025-10-17Price change$198,000
2025-10-10Listed for sale$199,000
2025-10-04Listing removed$198,000
2025-09-27Price change$198,000
2025-07-25Listed for sale$199,000
2025-01-23Listing removed$185,000
2024-12-02Contingent$185,000
2024-11-10Listed for sale$185,000
2024-02-25Listing removed--
2024-02-03Listed for rent$1,200
2023-11-02Listing removed--
2023-10-31Listed for rent$1,200
2023-08-04Sold$125,000
2023-05-26Pending sale$125,000
2023-05-23Listed for sale$125,000
1996-03-21Sold$30,285
1995-11-20Sold$73,806

For Sale by Agent

AgentMarlene Dunlap-Martino
BrokerageeXp REALTY

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