33 Lydia St, Binghamton, NY, 13905
About This Home
Excellent investment opportunity in Binghamton! This two-story duplex offers a total of 4 bedrooms and 2 full bathrooms, making it ideal for investors seeking steady rental income. Built in 1920, the property blends classic character with practical functionality and sits on a 5,848 square foot lot in a convenient West Side location close to schools, hospitals, shopping, restaurants, downtown Binghamton, and major highways. Each unit offers comfortable living space with separate living areas. One unit is currently rented to reliable, good-paying tenants, providing immediate income. Located outside of a high-risk flood zone (FEMA Zone B), this duplex is positioned in an established neighborhood with strong rental demand. Property is being sold AS IS, WHERE IS, with no warranties or representations expressed or implied. All offers and bids must be submitted through Auction.com. Please contact the listing agent for bidding instructions and auction details.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Basement
- Construction materials: Cedar
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Vinyl
- Finished area above ground: 1,842
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,842 sqft
Property
Details
- Parcel number: 03020014407900040110000000
- Zoning: res
- Zoning description: res
Features
- Patio & porch: Covered,Deck
- Exterior features: Deck
Lot
- Lot size: 5,848 sqft
- Features: Level
- Lot size dimensions: 42 x 137 x 43 x 127
Parking
- Total spaces: 1
- Parking features: Detached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $657 | $7,884 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $239 | $2,868 |
| Electricity | $304 | $3,652 |
| Total | $1,262 | $15,144 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | -- |
| 2026-07-04 | Listed for sale | $130,000 |
| 2024-03-28 | Sold | $96,500 |
| 2024-02-27 | Pending sale | $108,000 |
| 2024-02-27 | Price change | $108,000 |
| 2024-02-20 | Pending sale | $109,000 |
| 2023-11-14 | Price change | $109,000 |
| 2023-09-11 | Listed for sale | $125,000 |
| 2000-11-15 | Sold | $15,000 |
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