47 Lydia St, Binghamton, NY, 13905
About This Home
Come see this fully occupied two-family home on Lydia Street, offering immediate rental income and a great opportunity for investors or future owner-occupants. Each unit features 2 bedrooms and 1 full bath, with spacious layouts, enclosed porch areas, a detached two-car garage that needs love, and additional off-street parking. Whether you're looking to expand your portfolio or secure a property with established rental income, this is one you won't want to miss. 24 hours needed for showings please.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood,Tile
- Finished area above ground: 1,952
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Other,See Remarks
Interior Area
- Total interior livable area: 1,952 sqft
Property
Details
- Parcel number: 0302001447944
- Zoning: Residential One & Two Uni
- Zoning description: Residential One & Two Uni
Lot
- Lot size: 6,969 sqft
- Features: Level
- Lot size dimensions: 50 x 120 ft
Parking
- Parking features: Detached,Garage,Two Car Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $165 | $1,980 |
| Electricity | $322 | $3,871 |
| Total | $984 | $11,808 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $89,900 |
| 2026-07-01 | Listed for sale | $95,000 |
| 2026-06-16 | Listing removed | $95,000 |
| 2026-05-27 | Listed for sale | $95,000 |
| 2023-11-28 | Sold | $69,900 |
| 2023-09-28 | Pending sale | $69,000 |
| 2023-09-27 | Contingent | $69,000 |
| 2023-09-14 | Listed for sale | $69,000 |
| 2023-07-17 | Listing removed | -- |
| 2023-07-03 | Listed for sale | $85,000 |
| 2002-04-11 | Sold | $29,000 |
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