30 Franklin St, Binghamton, NY, 13905
About This Home
FIN FREE PORTFOLIO - This well-maintained colonial-style duplex offers a rare combination of low entry price and dependable income. Unit 2 is leased through August 2026, providing immediate income stability, while Unit 1 presents an opportunity to increase rent to market at renewal. A detached garage adds a third income stream. A new sewer line was recently installed — a major system already addressed. Tenants pay their own separately metered gas and electric; owner covers water/sewer and common areas. Available individually at $180,000 — the lowest entry point in a 5-property, 13-unit Broome County multifamily portfolio (combined value $1,208,000), with a $50,000 discount available on a full-portfolio purchase ($1,158,000). Full financial package available to qualified buyers upon request. Creative financing options available.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Construction materials: Asphalt
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood,Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,760
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,760 sqft
Property
Details
- Parcel number: 03020014407200030290000000
- Zoning: Residential
- Zoning description: Residential
Features
- Patio & porch: Covered,Patio
- Exterior features: Patio
Lot
- Lot size: 6,534 sqft
- Features: Level
- Lot size dimensions: 50 x 129
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $322 | $3,864 |
| Electricity | $290 | $3,490 |
| Total | $1,580 | $18,960 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $175,000 |
| 2026-07-05 | Price change | $180,000 |
| 2026-06-15 | Listed for sale | $185,000 |
| 2024-05-23 | Sold | $97,900 |
| 2024-03-03 | Pending sale | $97,900 |
| 2024-02-05 | Price change | $97,900 |
| 2024-01-25 | Price change | $98,900 |
| 2024-01-21 | Listed for sale | $99,900 |
| 2024-01-19 | Listing removed | -- |
| 2023-10-19 | Price change | $99,000 |
| 2023-08-28 | Price change | $121,000 |
| 2023-08-22 | Price change | $128,000 |
| 2023-08-14 | Price change | $129,000 |
| 2023-08-02 | Listed for sale | $130,000 |
| 2008-12-22 | Sold | $30,000 |
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