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26 1/2 Mather St, Binghamton, NY, 13905

1beds
1baths
800sqft
$29,900
$37price/sqft
$466/moest. monthly cost
$18,640/yrincome needed

About This Home

26 1/2 Mathers St. Located in the City of Binghamton. Unit 1 has a one bedroom one bath. with 4 rooms. Second Unit could be rehabbed into another living space. .08 Acres. Occupied, there will be no showings. Being sold as is and in as is condition. Special addendums may apply. Coming soon to XOME.Com auction.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

4/10
Horace Mann SchoolGrades PK-50.4 mi
3/10
West Middle SchoolGrades PK,6-80.8 mi
3/10
Binghamton High SchoolGrades PK,9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 03020016003100010320000000
  • Special condition: Auction,Real Estate Owned

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,499 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 50 x 90

Parking

  • Parking features: Other,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$14$168
Property Taxes $55$660
Electricity $246$2,954
Total$466$5,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,977/yr
40% on housing$13,980/yr
45% on housing$12,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$109
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2018-12-20Sold$16,000
2018-11-26Pending sale$19,900
2018-11-14Price change$19,900
2018-10-31Listed for sale$29,900
2013-06-03Sold$36,500

Unknown Listed By

AgentCathleen A. Leggiere
BrokerageAmerican Eagle Realty 2016, LLC

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